VZR Garant

Our partnership with VZR Garant

As a financial partner of VZR Garant, we carry out financial assessments for all 440+ participants. At the start of participation and during the required periodic checks, we analyse key financial figures such as solvency, liquidity, turnover, margins, and costs.

This ensures that only financially healthy travel companies are part of the guarantee fund, helping maintain trust and stability across the sector.

Questions about our process? Get in touch

VZR Garant: how to join? What steps do I need to take?

Assessing financial health

Our 3-step process:

We assess solvency, liquidity, working capital, and other core financial indicators.

We track and benchmark changes in turnover, margins, and costs to identify potential risks.

We conduct mandatory annual reviews (or quarterly for new participants), ensuring ongoing trust and compliance for both VZR Garant and the travel organisation.

Affiliated organizations

In-depth knowledge

In-depth knowledge


We have extensive experience in the travel industry and understand its unique financial structures. Our assessments account for sector-specific factors like deferred income and short-term liabilities — ensuring accurate, relevant insights.

Trusted partner

Trusted partner


With 440+ VZR Garant participants relying on us, we can identify trends and provide benchmarks that benefit both individual companies and the sector as a whole.

Secure & personal

Secure & personal


Certo Services makes sharing financial data simple and secure.

As a VZR Garant participant, you can upload required documents through our website quickly and safely, making the process smooth and transparent.

Want to join VZR Garant?

If you're considering VZR Garant, we handle the initial financial assessment. This involves a thorough review of your financial situation to determine if your organisation meets the fund’s standards.

Once admitted, we provide quarterly assessments in the first year, followed by annual reviews to ensure continued compliance with VZR Garant's financial requirements.

Quick scan

Tip!

Not sure if you qualify? Start with a free, no-obligation Quick scan.

Curious what we can do for your company?

With years of experience in the travel industry, Certo Services is a reliable partner for both travel companies and guarantee funds. Want to know more about our services or explore working together? Get in touch.

Why choose Certo Services?

Expertise

Expertise

440+ travel
clients

Experience

Experience

1000+
financial checks

Personal support

Personal support

From analysis
→ to advice

More about us